From greenfield launches and core banking transformations, Vacuumlabs partners with financial institutions and fintechs to deliver production-grade banking.
people worldwide
years of experience
clients
Certified in 27001 and 9001
”Vacuumlabs is more than a partner, it is part of the Afin Bank team and continues to go above and beyond to ensure we are successful.”
Jason Oakley
CEO, Afin Bank
Most consultants hand you a roadmap and leave. We’ve built and launched real banking products — and we know exactly where the bodies are buried.
Deep production partnerships with Thought Machine and SaaScada mean we don’t learn on your time or your budget.
Our architects own the outcome from day one to post-launch. No bait-and-switch. No juniors left holding the wheel.
Fully-licensed neobank
Next-gen banking-app
New Saas finance platform
How we work
Every detail mapped. Every risk accounted for. Before we build, we architect for success.
Built on frameworks proven across live banking environments. Delivered right, first time.
Go-live without the chaos. Cutover without the sleepless nights.
faster delivery vs. baseline
Think of this as the brain, our experience in Smart Contracts, SC viewer, and Infra Blueprint applied to your programme.
Integration is the connective tissue of the project. It includes our building blocs for CBS observability, API framework, and KYC/AML.
This is the face of the Keystone, ensuring premium user experiences with onboarding workflows, design systems, and UX best practices.
Thought Machine
Mambu
SaaScada
Tuum
10x
Payments
KYC / AML
Card Issuing
FX / Treasury
Onboarding
Open Banking / PSD2
AWS
GCP
Azure
We’ll help you work out what it needs.
We work best with regional and tier 2 banks, regulated neo-banks, and fintechs that operate in or are entering regulated markets. We’re not a good fit for early-stage startups without regulatory exposure or for institutions wanting a low-cost offshore dev shop.
We work with everyone from challenger banks launching from scratch, to regional and tier-2 banks modernising legacy cores, to innovation teams within large financial institutions building new digital and AI-powered products.
Whether you’re building a new bank or transforming an existing one, we tailor our approach to your stage and complexity.
Yes, we have recently worked on highly regulated projects in the UK, EU, and Asia.
Our Acceleration Framework is an opinionated integration framework built from experience on four live banking projects. Before your project starts, the hard technical decisions are already made, giving your team a running start and reducing the risk of delays or costly mistakes.
In practice, this means:
We talk to banks and fintechs in the early stages of their strategic planning, whether it’s transformation or a new bank build. We also work with clients in the early stages of their project, where they need a new direction or more in depth tech partner.
Two things: domain depth and delivery ownership.
Unlike large consultancies, we don’t hand you a strategy deck and step away: we build and operate the systems ourselves.
Unlike generalist agencies, our entire track record is in regulated financial services. Our teams have delivered live core banking implementations, real migrations, and production-grade fintech platforms. You get senior engineers and architects who’ve already seen what breaks, embedded as a true long-term partner.
Vacuumlabs is a fintech engineering company that delivers core banking transformation and new bank builds for regional banks, tier-2 institutions, regulated neobanks, and fintechs. We work across the full delivery lifecycle — from architecture and integration design through to production launch and post-go-live support.
Our implementation partners include Thought Machine (Vault Core), SaaScada, and Mambu. We do not hand over a roadmap and leave — our engineers stay accountable through launch. Clients include Afin Bank, Mox by Standard Chartered, and Advance Intelligence Group.
We work best with organisations that have regulatory exposure and need a senior engineering partner.
Compliance is treated as a delivery workstream, not an afterthought. We bring regulatory considerations into the architecture phase from day one — covering AML, KYC, DORA, and jurisdiction-specific requirements relevant to your market. Our teams have delivered live projects in the UK, EU, and Asia, so we understand what regulators expect in practice, not just on paper.
Vacuumlabs is ISO 27001 and ISO 9001 certified. Security and data privacy requirements are built into our engineering standards, not bolted on at the end. For each project, we align to the client’s regulatory environment and ensure that infrastructure, access controls, and data handling meet the relevant standards before anything goes to production.
We start with an honest conversation — no sales pitch, no commitments. If there’s a fit, we move into a structured discovery phase where we align on your architecture, constraints, and delivery goals. From there, we bring in the right team and hit the ground running using our pre-validated delivery foundation, so the first weeks are spent on your product, not on setup.
We build risk management into the programme structure from the start — sequencing integration decisions early, identifying critical path dependencies, and making sure compliance and legal are in the room before architecture is locked. If timelines shift, we have a named person with authority to make that call. We don’t manage risk by committee.
Our articles about fintech, banking and financial services.
Modern core banking systems offer many features that banks can use to deliver better service and operate more efficiently
Read more
Reach out to one of our experts for a core banking consultation.
We can tailor a solution just for you.
Retail Banking
B2B Banking
Fintech and Neobanks
Wealthtech
Product
Engineering
Operations
Ai
Blockchain
Latest Whitepapers
Interested in a specific topic?
Let us know - we are happy to help
